About HDFC Bank Personal Loan
HDFC is one of the leading banks operating in India that has a wide audience base.
The immaculate customer service and the amazing loans offered by the bank has made
it one of the most preferred financial institutions for availing loans, especially
Features of HDFC Bank Personal loan
The loan deals are offered at a highly competitive interest rate
If you are an HDFC bank account holder, you would get loans at a special interest
rates. Besides, the account holders also enjoy the benefit of exclusive offers.
You can determine your personal loan eligibility in less than 1 minute by checking
If you are a working woman, HDFC offers a special offer on personal loans
The most noted feature of HDFC personal loan offer is the Walk-in Loan, which implies
that you can simply walk-in to any of the HDFC bank branches across India with your
documents and get your loan approved in one day.
Another feature that deserve special mention is the high-quality customer-care service.
You can reach the HDFC customer care service 24x7 through web chat, phone or SMS
and the executive will be more than happy to help you get answers to all your queries.
Benefits of availing Personal Loan from HDFC
One of the major hassles every loan applicant faces is the complicated documentation
process but with HDFC, you can be assured of not facing any such issues. The minimal
and simply documentation process ensures that you get your loan sanctioned easily
Once the loan application is sanctioned, the amount is disbursed in 2 days
The interest rate applicable on the loan is extremely competitive
The loan approval and disbursement of the amount process is completely transparent
so you can be sure that there are no hidden charges involved.
You can get personal loan to get funds for all your personal needs.
HDFC Bank Personal Loan EMI Calculator
Calculating EMI on your loan amount is easy with the help of our Personal Loan EMI Calculator. You need to fill in the details of loan amount in rupees, interest rate and loan term in years. The EMI calculator tool would give you the exact amount of EMI to be paid.
HDFC Bank Personal Loan Eligibility Criteria
You must be at least 21 years old and not older than 60 years
You must be working for two years at least and must be employed with the current
organization for 1 one year minimum
Your earning per month should be minimum Rs. 15,000
Documents required for HDFC Personal Loan
You must submit your proof of identity and proof of residence
Bank statement for last 3 months
Form 16 and the salary slip for last 3 months.
HDFC Personal Loan Interest rate & charges applicable
The interest rate varies from 15.75% to 20% depending on your financial credentials.
The bank also charges a loan processing fee which is about 2.50% of the loan amount
you are applying for. If you are willing to pre-pay the loan, you would have to
pay 4% of the principal amount you have availed as pre-payment charges.