Compare and Apply for Credit Cards from Top Banks
Select as per your needs Dining Travel Shopping Fuel Cashback & more

Compare Credit Cards

Filter by :

Banks

Clear Filter

Card Type

Clear Filter

Joining Fees

Network

Clear Filter
Clear All Filter

Bank name

Fees

Benefits

Special Offer

 

Citi Rewards Card

Network

Card Type : Lifestyle, Cashback

  • Waived off if annual spend =Rs 30,000

  • Joining Fees = Rs. 1000 (1st Year)

  • Annual Fees = Rs. 1000 (2nd year onwards)

  • Earn 10 Reward Points for every Rs125 spent at apparel and department stores and select partners.

  • Get 2,500 points on Card activation.

  • Pay with your Reward Points when you shop at over 700 outlets & e-shopping sites.

  • Enjoy over 3,600 offers across Dining, Shopping, and Movies & EMI.

IndianOil Citi® Platinum Credit Card

Network

Card Type : Cashback, Fuel

  • Waived off if annual spend =Rs 30,000

  • Joining Fees = Rs. 1000 (1st Year)

  • Annual Fees = Rs. 1000 (2nd year onwards)

  • Earn 4X Turbo Points with our featured partners.

  • Zero Annual Card Fee – Provided you spend at least Rs.30, 000. p.a. Else a fee of Rs 1000 will be applicable.

  • Earn double reward points* on fuel spends at featured IndianOil outlets. T&C Valid till 31st March

  • Save over 5% on fuel purchase at Indian Oil Outlets

  • Redeem Turbo Points for free fuel instantly

Citi® PremierMiles
Credit Card

Network

Card Type : Travel, Dining, Fuel, Lifestyle

  • Joining Fees = Rs. 3000 (1st Year)

  • Annual Fees = Rs. 3000 (2nd year onwards)

  • Never expiring miles.

  • Earn 4 Miles for every Rs.100 spent otherwise.

  • Redeem Miles instantly on www.premiermiles.co.in for air tickets, hotels & car rental along with our selected partners.

  • Earn 10 Miles for every Rs.100 on airlines

Citi® Cash Back Credit Card

Network

Card Type : Cashback

  • Joining Fees = Rs. 1000 (1st Year)

  • Annual Fees = Rs. 1000 (2nd year onwards)

  • 5% Cash Back on all your utility bill payments made online through Citibank Online Bill Pay.

  • 5% Cash back on movie ticket purchases.

  • 5% Cash Back on all your telephone bill payments.

  • The Citi Cash Back Card comes at an annual card fee of Rs 500

SBI SimplyCLICK Card

Network

Card Type : Lifestyle, Cashback

  • Joining Fees = Rs. 499 (1st Year)

  • Annual Fees = Rs. 499 (2nd year onwards)

  • 5X Reward Points on online spends

  • E-vouchers worth Rs.2000 on annual online spends of Rs.1 Lakh & Rs.2 Lakhs each.

  • Amazon.in Gift Card worth Rs. 500 on joining.

  • Annual Fee = (0) Nil, if the total purchases made by you in the previous year are more than Rs. 1,00,000. Else, an annual fee= Rs.499 (Charged)

SBI SimplySave Card

Network

Card Type : Dining, Fuel, Lifestyle, Cashback

  • Joining Fees = Rs. 499 (1st Year)

  • Annual Fees = Rs. 499 (2nd year onwards)

  • 2.5% fuel surcharge waiver across all petrol pumps

  • Enjoy 10 Reward Points per Rs.100 spent on Dining, Movies, Departmental Stores &Grocery Spends

  • 2,000 bonus reward points on spends of Rs. 2,000 in first 60 days.

  • Annual Fee = (0) Nil, if the total purchases made by you in the previous year are more than Rs.90, 000. Else, an annual fee= Rs.499 (Charged)

SBI Air India Platinum

Network

Card Type : Travel, Cashback

  • Joining Fees = Rs.1,499(1st Year)

  • Annual Fees = Rs. 1,499 (2nd year onwards)

  • 5,000 Reward Points as a Welcome Gift with Air India SBI Platinum Card

  • Make your Travel a Rewarding Experience with Air India SBI Platinum Card!

  • Air India SBI Platinum Card – Reward yourself every time you fly on Air India!

  • Earn Upto 15,000 Bonus Reward Points .

   

SBI IRCTC Card

Network

Card Type : Travel, Cashback

  • Joining Fees = Rs.500 (1st Year)

  • Annual Fees = Rs. 300 (2nd year onwards)

  • Get upto 10% Value Back for rail ticket purchases with IRCTC SBI Platinum Card!

  • Book flights at discounted prices.

  • Explore India over rewarding train journeys.

  • Get 350 Bonus Reward Points on activation.

  • Earn Rs.100 cash back on your 1st ATM cash withdrawal within 30 days of receiving card.

SBI Yatra Card

Network

Card Type : Travel, Lifestyle, Cashback

  • Joining Fees = Rs.499 (1st Year)

  • Annual Fees = Rs. 499 (2nd year onwards)

  • Get welcome gift of Yatra.com vouchers worth Rs.8,250 with Yatra SBI Card!

  • Rewarding Reasons for Last-Minute Travel Plans to Take Off.

  • Get 6X Rewards on Yatra.com, Departmental and Grocery spends.

  • Enjoy exclusive access to MasterCard airport lounges in India.

SBI ELITE Card

Network

Card Type : Travel, Lifestyle, Cashback

  • Joining Fees = Rs.4,999 (1st Year)

  • Annual Fees = Rs. 4,999 (2nd year onwards)

  • Enjoy 24/7 personalized Concierge Service.

  • Enjoy Complimentary Airport Lounge access.

  • Earn upto 50,000 Bonus Reward Points.

  • Complimentary Movie Tickets worth Rs.6,000

SBI FBB STYLEUP

Network

Card Type : Fuel, Lifestyle, Cashback

  • Joining Fees = Rs.499 (1st Year)

  • Annual Fees = Rs. 499 (2nd year onwards)

  • 10x Reward points on your spends on any Fbb merchandise. i.e.Big Bazaar,Standalone Fbb & Food Bazaar out lets.

  • Simply wave your STYLEUP Contactless card at a secure reader & transaction is done.

  • Fbb Welcome gift voucher of Rs. 500

  • 2.5% Fuel surcharge waiver across all pertrol pumps.

SBI Mumbai Metro Card

Network

Card Type : Travel, Cashback

  • Joining Fees = Rs.499 (1st Year)

  • Annual Fees = Rs. 499 (2nd year onwards)

  • 2000 reward points on Rs. 2000 spend within 60 days

  • 2.5 % fuel surcharge waiver across allpetrol pump.

  • 10 Reward Points per per Rs. 100 spent on Auto top up

SBI Air India Signature Card

Network

Card Type : Travel, Cashback

  • Joining Fees = Rs.4,999 (1st Year)

  • Annual Fees = Rs. 4,999 (2nd year onwards)

  • Enjoy International Air Luxury Lounge access tp over 600 airport lounges with complimentary Priority Pass Program.

  • Enjoy anniversary gift of 5000 reward points every year on payment of renewal fee reward points are converted to Air India Air Miles in 7 working days from the date of receiving the request.

  • 20000 Reward points as a welcome gift on payment of joining

  • Earn 20 reward points on every Rs.100 spent on Air India tickets.

RBL Titanium Delight Card

Network

Card Type : Cashback, Fuel, Dining

  • Joining Fees = Rs. 0 (1st Year)

  • Annual Fees = Rs. 750 (2nd year onwards)

  • Swipe for the 1st time & get 2000 reward points.

  • Get a free movie ticket every month

  • Get value back of 10% at Dominos & Pizza Hut online

  • Value back of 5% at Big Bazaar

  • Enjoy annual benefits of more than Rs. 10,000

  • Spent Rs10000 within 60 days & get additional 1000 reward points

  • Get fuel surcharge waiver across all pumps up to Rs. 100 per month

  • Earn 4,000 bonus reward points once in a year on Rs. 1 lakh spends

RBL Platinum Maxima Card

Network

Card Type : Cashback

  • No joining fees.

  • Annual fees is Rs.2000

  • Renewal fees is Rs. 2000

  • Double renewal points on all your spends during the weekends.

  • Use your card for purchases of Rs.2 laks or more in a year & get 10000 reward points

  • Get 1 movie ticket free upto Rs 200 on purchase of movie tickets at BookMyShow

  • Swipe with 60 days & get 8000 reward points.

  • Enjoy complimentary access twice every quarter to all major Air Port Lounges

RBL Movies And More Credit Card

Network

Card Type : Dining, fuel, Casback

  • Annual Fees = Rs.1000 + applicable service tax

  • 20 Reward Points Per Rs 100 Spent on Wednesday Dining.

  • 10 Reward Points on all transactions at selected dining outlets and at BookMyShow

  • 10% Discount on tickets booked through BookMyShow

  • 0% Fuel Surcharge at any petrol pump In India up to Rs 100 each Month

  • 4 Tickets worth Rs 250 at BookMyShow as a Welcome Gift.

  • 5000 Reward Points on Crossing Rs 2 Lakhs Annual Spend.

  • On crossing Rs.1.5 lac annual spends in a year get annual fees reversal worth Rs.1000/-

RBL ICON Credit Card

Network

Card Type : Dining, Travel, Casback

  • Joining Fee =Rs.5,000+Tax (1st Year)

  • Renewal Fees = Nil

  • Two free movie tickets every month and exclusive dining/ hotel offers.

  • 20 Reward points on every Rs. 100 spent on dining on weekends.

  • Complimentary access to Airport Lounges.

  • 2 Reward points on every Rs. 100 spent.

  • Get additional 10,000 reward points on further achieving 3.5 Lakhs of annual spends on the card.

  • 20,000 bonus Reward Points as a Joining Gift.

  • 45,000 bonus Reward points every year on crossing spend milestones.

  • Get access to select golf courses across the country.

RBL Blockbuster Credit card

Network

Card Type : Dining, Travel, Casback

  • Joining Fees = Rs.3000.

  • Annual Fees = Rs. 3000(2nd Year).

  • Discount worth Rs. 500 at BookMyShow every month on crossing spends of Rs. 20000.

  • 20X Rewards on all dining spends on weekends.

  • Spend on the card & earn 15,000 bonus reward points every year apart from the rewards which you earn on your daily purchases.

  • 8000 Reward points and discount worth Rs. 1000 at BookMyShow as a Joining Benefit.

  • Complimentary access to airport lounges.

RBL Platinum Delight Credit Card

Network

Card Type : Fuel, Casback, Shopping

  • Joining Fees = Rs.1000.

  • Annual Fees = Rs. 1000(2nd Year)(Waived of on Annual Spend of Rs.1.5 Lakhs).

  • 2 Reward Points on every Rs. 100 spent on weekdays.

  • 2X Reward Points on every Rs. 100 spent on weekends.

  • 1,000 bonus Reward Points every month on 5 transactions of Rs.1000 or more.

  • Waiver of fuel surcharge up to Rs.150 every month.

  • Swipe your card within 60 Days of Issuance & earn 4000rewards*.

  • Renewal Fee waiver 2nd year onwards membership fee waived on spends of Rs. 1.5 lacs or more in the previous year.

American Express MakeMyTrip Credit Card

Network

Card Type : Cashback, Dining, Fuel

  • Joining Fees = Rs. 750 (1st Year)

  • Annual Fees= Rs. 1500 (2nd Year onwards)

  • Earn up to a total of 5 PAYBACK Points for every Rs. 100 spent on MakeMyTrip.

  • Enjoy 5% cashback on your MakeMyTrip bookings.

  • Get a MakeMyTrip voucher worth Rs. 2,000 on spending Rs. 1.25 lacs & an additional MMT voucher worth Rs. 5,000 on spending Rs. 2.5 lacs, every year.

  • Earn multiple PAYBACK Points on spending at over 50 PAYBACK Partner brands.

  • Enjoy MakeMyTrip vouchers worth Rs.2,000 as a welcome gift.

  • Get an additional 500 reward points on registering for online banking.

Platinum Travel Credit Card

Network

  • Joining Fees = Rs. 3,500 + applicable taxes(1st Year)

  • Annual Fees = Rs. 5,000 + applicable taxes(2nd year onwards)

  • Welcome Gift of 5,000 Bonus Membership Rewards. Points redeemable for IndiGo Vouchers worth Rs.4,000.

  • Spend Rs. 1.90 lacs in a year & get IndiGo Vouchers worth more than Rs. 7,700.

  • Spend Rs. 4 lacs in a year & additionally get IndiGo Vouchers worth more than Rs.11,800. Also get a voucher worth Rs.10,000 from the Taj Group.

  • Enjoy 4 complimentary visits to 31 airport Lounges across 13 cities in India. Also get complimentary membership to Priority Pass.

American Express Gold Card

Network

  • First year fee: Rs. 1,000 + applicable taxes

  • Second year onwards: Rs. 4,500 + applicable taxes

  • 1,000 Bonus Membership Rewards Points on making 4 transactions above INR 1,000 with the Gold Card in a month translating to up to 12,000 Bonus Membership Rewards Points

  • 1,000 Bonus Points on First Standing Instructions.

  • Earn 1 Membership Rewards Points for every Rs. 50 spent except for spend at Fuel, Insurance, Utilities and Cash Transactions.

  • Welcome gift of Rs. 1,000 Statement Credit* on successful Card approval.

  • 5,000 Bonus Points on 1st year renewal.

American Express Platinum Reserve Credit Card

Network

Card Type : Dining, Fuel, Cashback, Travel

  • Joining Fees = Rs. 5000 + applicable taxes(1st Year)

  • Annual Fees = Rs. 10,000 + applicable taxes(2nd year onwards)

  • Get a Welcome Gift* of 11,000 Bonus Membership Rewards Points.

  • Cashback of up to Rs. 10,000 on Makemytrip website

  • 30% off & 5% cashback on 1,200+ restaurants via Dineout.

  • Get 3% cash back* at leading fuel stations across India exclusively with your AMEX Card.

  • Get special health and wellness benefits* from Max Healthcare, Fortis Healthcare and Texas Medical Concier

  • Complimentary access to American Express lounges and other domestic lounges across India with US$99 annual membership fee waived off

  • Complimentary access* to leading golf courses in India.

  • Savour discounts* at partner restaurants with the American Express SelectsSM Dining programme and enjoy culinary journeys with your Taj Epicure Plus membership.

Jet Airways American Express Platinum Reserve Credit Card

Network

Card Type : Cashback, Travel, Dining

  • Joining Fees = Rs. 5000 + applicable taxes(1st Year)

  • Annual Fees = Rs. 10,000 + applicable taxes(2nd year onwards)

  • Get a Welcome Gift* of 10,000 Bonus JPMiles + one-way complimentary Jet Airways Base Fare Waived Domestic Ticket on your first charge.

  • Get 3% cash back* at leading fuel stations across India exclusively with your AMEX Card.

  • Enjoy complimentary iPrefer Gold Tier membership* from Preferred Hotels & Resorts.

  • Experience dedicated 24x7 Platinum Concierge Service

  • Complimentary visits to 15 Domestic Airport Lounges* at 12 cities in India.

  • Get complimentary Trident Privilege Gold Tier membership* along with 2 room upgrade certificates at 9 Trident Hotels.

  • Extend your holiday with a complimentary* night's stay at select properties of Oberoi Hotels & Resorts.

The American Express Membership Credit Card

Network

Card Type : Cashback, Travel, Dining

  • Joining Fees = Rs. 1000 + applicable taxes(1st Year)

  • Annual Fees = Rs. 4500 + applicable taxes(2nd year onwards)

  • Earn 5,000 Membership Rewards Points upon First Year Card Renewal, on payment of annual membership fee. Points to be credited within 90 days of Card renewal

  • 20% off every time you dine at select restaurant partners

  • Get 3% cash back* at leading fuel stations across India exclusively with your AMEX Card.

  • Redeem points to get 18 carat and 24 carat Gold Collection*

  • Enjoy benefits on your travel bookings with Makemytrip

Standard Chartered Super Value Titanium Card

Network

Card Type : Travel, Fuel, Cashback

  • Joining Fee = Rs.499 (1st Year)

  • Annual Fees = Rs. 750 (2nd Year)

  • Get an additional 500 reward points on registering for online banking

  • 5% cashback on all Fuel spends, phone bills, utility bills

  • Transact within 60 days from card setup date and get additional 1,000 Reward Points.

  • Enjoy 20% cashback of upto Rs. 600 per month on Uber rides.For offer details & T&C's

Standard Chartered Manhattan Platinum Credit Card

Network

  • Joining Fees = Rs. 499(1st Year)

  • Annual Fees = Rs. 500 (2nd year onwards)

  • 5% cashback on supermarkets & departmental stores.

  • Earn 5x reward points per Rs150 spent on other categories.

  • Enjoy 20% cashback* of upto Rs. 600 per month on Uber rides.

  • Transact within 60 days from card setup date & get additional 1,000 Reward Points.

  • Get an additional 500 reward points on registering for online banking.

Standard Chartered Landmark Rewards Platinum Card

Network

  • Joining Fees = Nil

  • Renewal Fees = Nil

  • Annual Fees = Nil

  • Get INR 2700* gift vouchers from Landmark.

  • Get fantastic rewards, discounts and cash back on your spends.

  • Enjoy great rewards on dining, fuel and more with your credit card.

  • Get upto 9x* rewards on your shopping at all Lifestyle & Max stores.

  • Enjoy 20% cashback* on Uber rides. Save upto Rs 7,200 annually with this exclusive offer!

Standard Chartered Platinum Rewards Card

Network

Card Type : Dining, Fuel, Lifestyle, Cashback

  • Joining Fees = Rs. 0

  • Joining Fees = Nil

  • Renewal Fees = Nil

  • Annual Fees = Nil

  • Get INR 2700* gift vouchers.

  • Get fantastic rewards, discounts and cash back on your spends.

  • Earn 5 reward points for every Rs150 spent at fine-dining outlets & on fuel with your credit card.

  • Get upto 9x* rewards on your shopping at all Lifestyle & Max stores.

  • Transact within 60 days from card setup date and get additional 1,000 Reward Points.

  • Enjoy 20% cashback of upto Rs. 600 per month till 30 September 2017 on Uber rides.

ICICI Bank Platinum Chip Credit Card

Network

Card Type : Cashback, Fuel, Lifestyle, Dining

  • Life time Free Platinum Chip credit card. Offer valid til 30th April 2017

  • Joining Fees = Nil

  • Annual Fees = Nil

  • Minimum 15% savings on dining

  • 2 PAYBACK points on every Rs.100 spent

  • 2.5% fuel surcharge waiver

  • Life time Free Platinum Chip credit card. Offer valid til 30th April 2017.

  • Get a Provogue voucher worth Rs.2499*

  • Shoppers Stop voucher - Rs.250 off on purchases of Rs.1000 Offer valid till 30th April 2017.

DCB Payless Credit Card

Network

Card Type : Dining, Shopping

  • Joining Fees = Nil(1st Year)

  • Annual Fees = (2nd year onwards)

  • Free credit periods of up to 45 days on cash withdrawals and other spends with the card

  • Card holder is insured against losses occurred due to loss of the card up to Rs. 1.5 Lac

  • Secure online shopping with Verified by Visa

  • Pay utility bills online no processing fee is levied

  • No fuel surcharge at any petrol stations throughout the country

  • A complimentary PA insurance cover of up to Rs. 100000

Royale Signature Credit Card

Network

Card Type : Fuel, Cashback, Travel

  • Joining Fees = Rs. 19,999(1st Year)

  • Annual Fees = (2nd year onwards)

  • Earn up to 15X reward points on every 150 spent across all spends done on your Kotak Royale Credit Card

  • 2.5 % Fuel Surcharge waiver across all petrol pumps in India

  • Save 1.8% railway surcharge waiver for transactions on www.irctc.co.in and 2.5% for transactions on Indian Railways Booking Counters

  • If your Credit Card is stolen, you get a cover of 2,50,000/- against fraudulent usage up to 7 days pre-reporting

  • 2 Complimentary domestic airport lounges access in a calendar quarter

Urbane Gold Credit Card

Network

Card Type : Shopping, Cashback

  • Joining Fees = Rs.199 (1st Year)

  • Annual Fees = Rs. 199(2nd year onwards)

  • 3 Reward Points/Rs.100 spent on retail purchases.

  • Redemption against PVR movie tickets, mobile recharge, branded merchandise, air miles, Reward Points must to be converted to Easy Points.

  • If the annual spend limit not reached, earn 2 Reward Points/Rs.100 spent.

  • Spend Rs.1,00,000 in a year and earn 10,000 Reward Points on 4 PVR tickets for free.

Pvr Gold Credit Card

Network

Card Type : Cashback, Shopping

  • Joining Fees = Rs. 499(1st Year)

  • Annual Fees = Rs. 499(2nd year onwards).

  • Get 1 PVR cinema ticket every month when you spend 10000/- and above in a monthly billing cycle

  • Get 2 free PVR movie tickets every month when you spend 15,000/- and above in a monthly billing cycle.

  • Use the ticket to book anyday and any show across the PVR cinemas.

Delight Platinum Credit Card

Network

Card Type : Shopping, Fuel, Cashback, Dining

  • Joining Fees = Rs.1999 (1st Year)

  • Annual Fees = Rs. 250(2nd year onwards).

  • 10% Cash back on all your Dinning & Movie spends.

  • A maximum Cash-back of 600 per billing cycle

  • 1.8% railway surcharge waiver for transactions on www.irctc.co.in| * 2.5% for transactions on Indian Railways Booking Counters.

  • 2.5 % Fuel Surcharge waiver across all petrol pumps in India.

  • Spend 1,25,000 every 6 months and get 4 free PVR tickets.

Pvr Platinum Credit Card

Network

Card Type : Shopping

  • Joining Fees = Rs.999 (1st Year)

  • Annual Fees = Rs. 999(2nd year onwards).

  • Get 2 PVR cinema ticket every month when you spend 10000/- and above in a monthly billing cycle.

  • 1 Free movie ticket on 750 spent at PVR cinema

  • Avail discounts of upto  400 per coupon code per ticket.

  • Use the ticket to book any day and any show across the PVR cinemas.

Aqua Gold Credit Card

Network

Card Type : Fuel, Cashback, Shopping

  • Joining Fees = Rs.1499 (1st Year)

  • Annual Fees = Nil (2nd year onwards).

  • 2.5% fuel surcharge waiver across all petrol pumps in India.

  • Maximum railway surcharge waiver allowed in a calendar year is Rs. 500/-.

  • Cover of Rs.50,000 against fraudulent transactions on your lost card up to 7 days prior to reporting the loss.

  • Milestone Offer- Spend Rs. 1,50,000 in a year & get 4 PVR tickets.

  • Waiver on fuel surcharge in a year of up to Rs.35,000.

Silk Inspire Credit Card

Network

Card Type : Shopping, Cashback, Fuel, Dining

  • Joining Fees = Rs.599 (1st Year)

  • Annual Fees = Rs.599(2nd year onwards).

  • 5% Savings on Apparel spends.

  • 2.5% Fuel surcharge waiver across all petrol pumps in India

  • Earn 1 reward point on every Rs.200 spent on any other categories.

  • Enjoy 8 free PVR tickets every year.

  • Fuel surcharge waiver of 2.5% is applicable when you use your Kotak Silk Inspire Credit Card at any petrol pump across the country.

Essentia Platinum Credit Card

Network

Card Type : Shopping, Cashback

  • Joining Fees = Rs.1499 (1st Year)

  • Annual Fees = (2nd year onwards)

  • Renewal Fees = Rs.749.

  • 10% Savings on Departmental & Grocery Store spends.

  • Spend Rs. 1, 25,000 every 6 months and get 6 free PVR tickets Or 1200 Reward Points.

  • rewards continue with the option to earn 1 Saving Point for Rs.250 spent in other categories(Non Departmental & Non Grocery).

  • Enjoy a maximum of 12 free PVR tickets every year.

Corporate Gold Credit Card

Network

Card Type : Dining, Fuel, Cashback, Travel

  • Joining Fees = (1st Year)

  • Annual Fees = (2nd year onwards)

  • Renewal Fees = .

  • Points can be redeemed every quarter.

  • Personalised services such as a dedicated service manager provided to all corporate card members

  • Maximum waiver in a year that you can get is Rs.3,500.

  • Fuel Surcharge waiver of 2.5% availed at any petrol pump in India between Rs.500 to Rs.3,000. (Only on Paid Annual Fee Variant)

  • Interest free credit period of up to 48 days

  • Corporate will make the payment on behalf of you.

League Platinum Card

Network

Card Type : Dining, Fuel, Cashback, Travel

  • Joining Fees = Rs.499 (1st Year)

  • Annual Fees = (2nd year onwards)

  • Renewal Fees = Rs.449

  • 5 Reward Points is equivalent to 1 Easy Point.

  • 10,000 Reward Points or 4 free PVR tickets/Rs,1,25,000 spent every 6 months.

  • Reward Point redemption against airline tickets, merchandise, mobile recharge, to be converted to Easy Points.

  • Spend Rs. 1, 25,000 every 6 months and get 4 free PVR tickets OR 10,000 reward points.

  • Movie vouchers worth Rs.500 on joining.

  • Waiver on railway surcharge of up to Rs.500 in a year.

  • Complimentary cheque pickup facility.

Corporate Platinum Credit Card

Network

Card Type : Fuel, Cashback, Travel

  • Joining Fees = (1st Year)

  • Annual Fees = (2nd year onwards)

  • Renewal Fees =

  • Get 2.5% fuel surcharge waiver across all petrol pumps in India

  • Maximum waiver of Rs. 3500/- in a calendar year

  • Get access to airport lounge with VISA airport lounge offer.

  • Accepted by over 10 million merchants across the globe

  • Swipe Kotak Corporate Card at various business related spend opportunities

  • Interest Free utilization of funds.

Corporate Wealth Signature Credit Card

Network

Card Type : Shopping, Cashback, Travel

  • Joining Fees = (1st Year)

  • Annual Fees = (2nd year onwards)

  • Renewal Fees =

  • Unique hand crafted illustration of you on the Credit Card's face.

  • Up to 24 PVR movie tickets complimentary in a year.

  • Entry to international events with exclusive seating and reception privileges, after party invites and autograph from celebrities, etc.

  • Exclusive privileges to premium events in the category of entertaining, art and fashion, dining, etc.

  • Complimentary offers at the country's finest golf courses.

  • Access to domestic airport lounges with up to 4 complimentary visits in each quarter.

  • Insurance cover on your card worth Rs.5 lakh.

NRI Royale Signature Card

Network

Card Type : Travel, Fuel, Cashback

  • Joining Fees =Nil (1st Year)

  • Annual Fees = Rs.1000(2nd year onwards)

  • Renewal Fees =

  • 2 Reward points earned for every Rs. 200 spent outside India.

  • 1 reward point earned for every Rs. 200 spent within India.

  • 2.5% fuel surcharge waiver for up to Rs. 3,000 spent on fuel per month.

  • 1.8% railway surcharge waiver on IRCTC website and 2.5% waiver at railway booking counters.

  • No need for currency exchange when using credit card in India.

  • While traveling to India, pay only 3.5% as mark-up fee on credit cards issued outside India.

Axis Bank Privilege Credit Card

Network

Card Type : Cashback, Fuel

  • Joining Fees = Rs.750 (1st Year)

  • Annual Fees = Rs. 1500 (2nd year onwards)

  • 10 points/200 spent on both domestic & international spends

  • Enjoy Buy One Get One offer powered by Fast Ticket on online ticket purchases on all days of the week

  • Convert your Credit Card purchase of 2,500 or more into EMI

  • 10% cashback on mobile recharge through Freecharge mobile app, monthly benefits upto Rs 30

  • 2.5% Fuel Surcharge Waiver on monthly fuel spends

  • Travel Voucher worth Rs.5000 on Activation

  • Yatra voucher worth 5,000 on joining

  • Complimentary access to select MasterCard lounges

  • Receive complimentary access to select MasterCard lounges twice per every calendar quarter.

  • Complementary insurance cover worth 2.55 crore

Axis Bank Vistara Signature Credit Card

Network

Card Type : Cashback, Fuel, Travel, Dining

  • Joining Fees = Rs.3000(1st Year)

  • Annual Fees = Rs. 3000 (2nd year onwards)

  • 3000 Club Vistara points as activation benefit

  • 15% discount at restaurants across India through Dining delights program

  • 4 points on every 200 spent on eligible spends

  • Get benefited on reaching a spend of 1.5 L ,3 L & 4.5 L get base fare waived premium economy ticket

  • 1 complimentary Economy ticket on joining

  • 3000 points on joining

  • Air Insurance cover upto 2.55 cr.

Axis Bank Vistara Infinite Credit Card

Network

Card Type : Travel, Cashback

  • Joining Fees = Rs.10000 (1st Year)

  • Annual Fees = Rs.10000 (2nd year onwards)

  • Upto 3 Business class tickets and 10,000 CV points on extended spends*

  • Get 1 Business class ticket on extended spends of INR 2.5 lacs, INR 5 lacs & INR 7.5 lacs each

  • 6 CV points on every spend of INR 200

  • One complimentary Business Class ticket as a welcome gift.

  • Get 6 complimetary rounds of golf at some of the most picturesque destinations in India.

Axis Bank Vistara Credit Card

Network

Card Type : Travel, Cashback, Dining, Lifestyle, Cashback

  • Joining Fees = Rs.1500 (1st Year)

  • Annual Fees = Rs. 1500 (2nd year onwards)

  • 1000 points on joining

  • 2 points on every 200 spent on eligible spends

  • 15% discount at restaurants across India through Dining delights program

  • Get benefited on reaching a spend of 1.5 L ,3 L & 4.5 L get base fare waived premium economy ticket

  • 1000 Club Vistara points as activation benefit

  • 1 complimentary Economy ticket on joining

  • Air Insurance cover upto 2.55 cr.

Axis Bank My Zone Credit Card

Network

Card Type :Cashback, Shopping, Lifestyle

  • Joining Fees = Rs.500 (1st Year)

  • Annual Fees = Rs. 500 (2nd year onwards)

  • 100 points on joining 

  • 4 points with every Rs. 200 spent

  • 20 points/200 spent on shopping during weekends

  • 25% Cashback on movie ticket bookings

  • 10X eDGE loyalty reward points on weekend Dining

  • Complimentary Lounge Access

  • Fuel Surcharge Waiver

Axis Bank Miles & More World Credit Card

Network

Card Type :Travel, Dining, Lifestyle, fuel

  • Joining Fees = Rs.3500 (1st Year)

  • Annual Fees = Rs. 3500 (2nd year onwards)

  • 5,000 points on joining 

  • 4 points/200 spent.

  • Benefits far more than just travel. Earn award miles on all eligible spends and redeem your award miles for exciting products and flight awards, upgrades and much more

  • Annual Bonus of 3,000 Miles on Renewal

  • 2.5% surcharge refund on your fuel transactions between 400 and 5000 at all petrol pumps in India.

  • Complimentary access to select MasterCard lounges

  • Complimentary Domestic Mastercard Lounge Access, 4 per Quarter at select select 31 Lounges across 14 cities in India

  • Complimentary Priority Pass membership for lounge access all over the world. Get an insurance cover of up to Rs. 5.8 crores.

Axis Bank My Wings Credit Card

Network

Card Type :Travel, Cashback, Dining, Lifestyle, fuel

  • Joining Fees = Rs.1200 (1st Year)

  • Annual Fees = Rs. 500 (2nd year onwards)

  • 100 points on joining

  • 4 points with every Rs. 200 spent

  • 20% Cashback on base fare on booking any domestic flight tickets per sector

  • 100 cash back per ticket on booking any bus tickets in India.

  • 25 off on www.irctc.com

  • 400 cash back on booking any car rentals in India.

  • Two Complimentary flight tickets

  • Hotels & Holiday Vouchers worth 10000.

Axis Bank My Business Credit Card

Network

Card Type :Travel, Cashback, Dining, Lifestyle, fuel

  • Joining Fees = Rs.999 (1st Year)

  • Annual Fees = Nil (2nd year onwards)

  • Renewal Fees = Rs.499

  • 100 points on joining of your first online transaction.

  • Get 4 reward points on every spend of  200 spent.

  • Earn 2 times the reward points for any spend during your birthday month.

  • Waiver on fuel surcharge.

  • Avail of cash-advance facility of up to 30% of your credit limit.

  • Earn 100 eDGE Loyalty Rewards with every Add-On credit card.

  • Upto 20% cashback on flight tickets.

  • Pay utility bills with stranding instructions placed on your card.

  • 2 Free nights hotel voucher.

  • Customize your card by adding your company name to it.

Axis Bank Buzz Credit Card

Network

Card Type :Lifestyle, Shopping, Dining

  • Joining Fees = Rs.750 (1st Year)

  • Annual Fees = Nil (2nd year onwards)

  • Renewal Fees =Rs.750

  • Upto 6 reward points with every Rs 200 spent online (except for online travel spends)

  • Get 5% off at Flipkart whenever you shop

  • Dining Delights – Minimum 15%* off at our partner restaurants across India

  • On any transaction over Rs. 2,500, contact the Bank to convert a big credit card purchase into EMIs.

  • Get Flipkart Gift Voucher worth Rs.1000 on making 3 purchases within first 45 days

  • The Contactless enabled Credit Card for the online shopper in you

  • Gift vouchers from Flipkart worth Rs.8000.

Axis Bank My Choice Credit Card

Network

Card Type :Travel, Cashback, dining

  • Joining Fees = Nil (1st Year)

  • Annual Fees = Rs. 250(2nd year onwards).

  • Earn 100 points on your first online transaction.

  • Earn 4 points with every Rs. 200 spent

  • Highest level of security.

  • Earn 20 reward points on every monthly dining spend of Rs. 1,000 & Travel spend of 2,000 made on your card.

  • Design your own card with your favourite image & also avail 5 % cashback on 2 of your favourite spending categories.

Axis Bank Neo Credit Card

Network

Card Type :Cashback, Shopping, Lifestyle, Cashback

  • Joining Fees = Rs.250(1st Year)

  • Annual Fees = Rs. 250 (2nd year onwards).

  • Earn 2 points for every 200 spent through your credit card

  • 10% cashback every time you shop at Jabong.com, maximum monthly benefits upto 1000

  • Get Myntra voucher worth 500 and BookMyShow voucher worth 200 on joining

  • 10% cashback on mobile recharge through Freecharge mobile app, monthly benefits upto 30.

  • Myntra and BookMyShow vouchers free on joining

  • 15% off at selected restaurants

Axis Bank Select Credit Card

Network

Card Type :Shopping, Lifestyle, Travel, Dining, Noannualfees

  • Joining Fees = Nil (1st Year)

  • Annual Fees =Nil (2nd year onwards).

  • Complimentary rounds of Golf & International Lounge Access

  • 10 eDGE Reward Points on every Rs 200 spent, 20 eDGE Reward Points per Rs 200 on ‘Retail Shopping’ spends

  • Enjoy minimum 15% discount with Dining Delights

  • Sailing, Staycations and more under Extraordinary Weekends.

  • Life-time free (no joining fee, no annual fee), exclusively for Axis Bank Burgundy customers

  • Luxury Shopping Voucher worth Rs. 1000, Priority Pass membership

  • Axis Bank Dining Delights offering a minimum of 15% discount at over 5000 restaurants in India.

Axis Pride Signature Credit Card

Network

Card Type :Shopping, Lifestyle, Travel, Dining, Noannualfees, Cashback

  • Joining Fees = Nil(1st Year)

  • Annual Fees = Rs. 500 (2nd year onwards)

  • Personalised card with shades of Tricolour for defence Personnel

  • 4 points with every Rs. 200 spent

  • 15% discount at restaurants with Dining delights.

  • Discover new cuisines and flavours while you enjoy minimum 20% discount at over 4,000 partner restaurants with Axis Bank Dining Delights.

  • Fuel Surcharge Waiver On all fuel transactions upto Rs. 400 per month

  • eDGE Loyalty Rewards points for transactions and 500+ rewards and offers to redeem points.

  • Dedicated 4th embossed line for the Army, Navy or Air Force

  • Enjoy complimentary access to airport lounges within India with your Axis Bank Pride Signature Credit Card

  • Rs. 500 (Waived on spends of Rs. 40,000 in the preceding year)

Axis Pride Platinum Credit Card

Network

Card Type :Shopping, Lifestyle, Travel, Dining, Noannualfees, Cashback

  • Joining Fees = Nil(1st Year)

  • Annual Fees = Rs. 500 (2nd year onwards)

  • eDGE Loyalty Rewards points for transactions and 500+ rewards and offers to redeem points.

  • 100 bonus eDGE points every month

  • 4 points with every Rs. 200 spent

  • 1200 eDGE Loyalty Reward points every year.

  • 15% discount at participating restaurants

  • On all fuel transactions upto Rs. 400 per month.

  • Dedicated 4th embossed line for the Army, Navy or Air Force

  • Complimentary access to airport lounges within India

  • Fuel Surcharge waiver

  • Rs. 500 (Waived on spends of Rs. 40,000 in the preceding year)

Axis Bank Insta Easy Credit Card

Network

Card Type :Shopping, Lifestyle, Travel, Dining, Noannualfees, Cashback

  • Joining Fees = Nil(1st Year)

  • Annual Fees = Rs. Nil (2nd year onwards)

  • eDGE Loyalty Rewards points for transactions and 500+ rewards and offers to redeem points.

  • 100 bonus eDGE points every month

  • 4 points with every Rs. 200 spent

  • 1200 eDGE Loyalty Reward points every year.

  • 15% discount at participating restaurants

  • On all fuel transactions upto Rs. 400 per month.

  • A Credit Card with host of benefits like 100% cash withdrawal, attractive rewards & flexiblity of deciding on your own credit limit.

  • Fuel Surcharge waiver.

Axis Bank Titanium Smart Traveller Credit Card

Network

Card Type :Travel, Noannualfees, Cashback

  • Joining Fees = Nil(1st Year)

  • Annual Fees = Rs. Nil (2nd year onwards)

  • Extra eDGE points on spends abroad 8 points for every Rs. 200 spent internationally

  • Fuel Surcharge Waiver on all fuel transactions upto Rs. 400 per month.

  • A card packed with exciting Travel Benefits to make your journey even more rewarding. Enjoy extra eDGE Loyalty Reward points on your spends. .

Axis Bank Reserve Credit Card

Network

Card Type :Shopping, Lifestyle, Travel, Dining, Noannualfees

  • Joining Fees = Nil(1st Year)

  • Annual Fees = Rs. Nil (2nd year onwards)

  • 10 eDGE Reward Points on Domestic spends & 20 eDGE Reward Points on International spends.

  • Exclusive benefits at Taj Hotels & luxury lifestyle vouchers worth INR 10,000

  • Complimentary golf rounds at 19 courses across India

  • Unlimited complimentary airport lounge access across 120 countries. .

Axis Bank Platinum Credit Card

Network

Card Type :Shopping, Lifestyle, Travel, Dining, Noannualfees

  • Joining Fees = Rs.500 (1st Year)

  • Annual Fees =Nil (2nd year onwards)

  • A perfect card for movie lovers. Enjoy 25% cashback on movie tickets.

  • Axis Bank Platinum Credit Card comes with an exciting eDGE Loyalty Rewards program.

  • Earn 6 reward points on every domestic spend of Rs. 200 made through your credit card.

  • 12 reward points on every international spend of Rs. 200 made through your credit card. .

  • Earn 100 reward points on the first transaction you make online.

  • Fuel Surcharge waiver.

Axis Bank Signature Credit Card

Network

Card Type :Shopping, Lifestyle, Travel, Dining, Noannualfees

  • Joining Fees = Rs.1500 (1st Year)

  • Annual Fees = (2nd year onwards)

  • The Axis Bank Signature Credit Card with Travel Benefits comes with an exciting eDGE Loyalty Rewards program.

  • earn 10 points on every domestic spend of Rs. 200 made with the card.

  • 20 points on every international spend of Rs. 200 made with your credit card.

  • 2 times the reward points for every spend of Rs. 200 you make during your birthday month.

  • Travel Voucher worth Rs. 5,000 .

Gone are the days when one carried along a huge bundle of cash when going out shopping. Imagine you wish to buy an item costing somewhere around Rs. 70,000. In such cases, you would probably have to carry an additional bag full of cash.

While some still prefer the cash-payment mode, most individuals these days have adapted to the modern times by using credit cards.

Before diving deep into understanding the benefits of using a credit card, let’s talk a bit about the difference between a credit and a debit card, as the distinction seems to be anonymous to many. credit card, in easy words, can be defined as a mode of transaction that requires the user to pay during the end of a specific period only after he/she has used the allotted amount. A debit card, on the other hand, can be used against the money you already have in your bank account. So, the amount transacted using a debit card is deducted from your bank account.

Now that we know the difference, let’s understand the features you need to look out for when choosing a credit card.

Cash back

These cards are quite popular among shoppers, as they offer a cash-back of a specific value on every purchase that has been made.

Interest rates Usually, not all providers charge the same interest rates. Note that delayed payments might invite additional penalties.

First-time reward Some providers offer a specific reward or a gift on your first ever transaction made using the credit card. The rewards are usually in the form of points, which you can later redeem for a gift.

Additional charges In some cases you may be liable to pay additional charges such as international transaction fees, account-keeping fee, cash advance fees, etc. Find out if the credit card you plan to choose comes bundled with any of these charges. If yes, make sure the charges aren’t too heavy. Although not known by many, credit cards hold several benefits in additional to its ability to let you spend the amount before you repay the same. For instance, numerous credit-card providers offer discounts on every purchase you make using the card. And of course, you don’t have to wander around with a massive stack of money in your pocket. Listed below are some additional benefits of using a credit card.

Overseas usage Most, if not all, credit cards can be used internationally. These cards allow almost all types of transactions, both online and offline.

Rewards As discussed earlier, some credit cards do offer a discount on purchases you make. If not a discount, you are most likely to receive bonus points or rewards on every transaction made. These points can later be redeemed for a gift or an item of your choice, based on the terms set by the provider.

Cash Withdrawal Not many are aware of the fact that some credit cards also allow the users to withdraw cash, which is indeed a feasible option during emergency situations. However, before doing so, it is recommended that you read the terms of usage, as some cards may charge a considerably heavy interest rate on cash withdrawals.

The eligibility criteria

Although the set terms and conditions may vary depending on the provider you choose, the eligibility criteria remains the same across all carriers.

  • Should be at least 18 years of age

  • You must have an active source of income, based upon which you’ll be able to pay the credit card bills.

  • Should hold a good credit history

  • Must have your own savings account.

Documents to be submitted

Every financing scheme you opt for requires you to submit the necessary documents during the application process, and a credit card isn’t an exception. Below are the documents that are most likely to be requested by the credit-card provider you choose.

Proof of residence – Rent Agreement, Bank Statement, Ration Card, Electricity Bill, Telephone Bill, etc

Identify proof - PAN card, Voter ID card, Driver’s License, Aadhar card or Passport

Age proof – Birth certificate, Voter ID card, Passport, etc

Income proof – last 3 month’s salary slips

Comparison is important

Almost all the banks offer credit cards packed with the most enticing offers. If lucky, you may also win a holiday trip to your favourite destination. HDFC, ICICI, American Express and SBI, Citi bank are currently the most renowned banks when it comes to credit card schemes. Each of them have their own bunch of goodness to offer, and therefore it is highly essential to compare multiple credit cards before you fill up an application form.

However, it may not be humanly possible to walk up to every bank in person and acquire the necessary details. With an intention to make your life easy, CompareRaja now lets you compare credit cards offered by some of the top banks and financial institutions in India. All you need to do is simply, choose your desired provider and compare the offers in store. The process takes not more than a couple of minutes.

Why CompareRaja?

For years now, CompareRaja has been reigning as the top online price comparison portal in India. With highly accurate product-comparison engine, the website is able to suggest you the best deals on almost everything from phones to fashion accessories.

With innumerable credit card carriers claiming to be the best, CompareRaja rightly understands the hassle one has to go through while choosing a credit card. Therefore, the website now helps you make the most precise decision on credit card selection.

The latest credit card deals are constantly added up to the website, thereby further adding up to your existing options. So, if you are not currently content with the offer available, come back after a couple of days and you are most likely to find what you have been looking for.

Unlike a decade ago, when applying for a credit card was a hassle, the present times have witnessed the streamlining of the process involved. Thanks to the competitive nature of the credit-card providers who constantly thrive to offer the best service. But, if choosing the right credit-card is a matter of confusion, look around and you’ll surely find CompareRaja by your side.

How do I know how much I am supposed to pay?

The amount to be paid will be mentioned in your credit card statement.

Can I get the limit of my credit card increased?

In most cases, the provider would require you to handover a written application requesting for an increase in the credit limit. Also, you must be a cardholder for a certain period of time before you put forth your request.

What if my expenditure exceeds the credit card limit?

In case you happen to spend more than the assigned limit, you will be charged an over-limit fee on the same.

Can I use the reward points on buying a desired item?

Often, providers give the users the liberty to utilize the accumulated points the way they want to. However, a few providers would want you to redeem the reward points for a specific gift or cash-back.